Sometimes the decision to make a business trip is a spontaneous one. In the resulting rush, it is easy to neglect to purchase appropriate travel insurance. With Corporate Travel Insurance, you no longer have to worry about the well-being of your employees on trips. You insure all employees on all business trips with a single contract. With the individual, modular system, you choose your own custom insurance solution.
With the Basic module: Assistance Services, your employees can contact an experienced team around the clock for medical and tourist emergencies. In addition, you can also choose from the modules of Medical Services, Travel accident insurance, Unforeseen change of travel arrangements, Travel luggage insurance, Assistance with all aspects of motor vehicles and Travel personal liability.
Because business trips abroad are no rarity for some employees of the construction company S., the company has maintained a Corporate Travel Insurance (CTI) policy with Europäische Reiseversicherung for years.
This time it is Mr. K. who is travelling to Sao Paulo, Brazil, as an employee of construction company S. During a construction site visit, he suddenly collapses and remains unconscious on the ground. At a local hospital, he is diagnosed with a cerebral haemorrhage. His life-threatening condition can be stabilised with immediate emergency measures; however, a long hospital stay is required. The construction company is forced to send another colleague to Sao Paulo to act as substitute. After a six-week stay in the hospital, Europäische Reiseversicherung, which is in constant contact with the treating physicians, receives the information that the patient's condition has improved sufficiently for him to be brought home. Europäische Reiseversicherung immediately arranges for the pick-up by ambulance jet with an accompanying physician and medic.
Thanks to the Corporate Travel Insurance policy, Europäische Reiseversicherung pays the costs for Mr. K.'s hospital stay in the amount of € 158,700, the costs for the flight by his colleague in the amount of € 4,200 and the costs of the pick-up by ambulance jet in the amount of € 73,000.
In total, Europäische Reiseversicherung covers € 235,900.
Without the Corporate Travel Insurance policy from Europäische Reiseversicherung, the company would have had to pay the entire costs.
All journeys and holidays on record - even offline without data roaming when abroad!
Direct call to operations centre with automatically generated emergency text message with GPS data.
Creditcard and mobile phone lock instructions, travel warning, checklists and more.
Business travellers - travel expenses via app, documents always available