All information on this insurance product, such as Insurance Product Information document, Coverage description with insured benefits and premiums, Terms and Conditions as well as withdrawal rights, complaints procedure and data processing can be found by clicking Product information.
Dietmar P. books a trip to the USA. He takes out a CompleteCover policy when he makes the booking. In the very first week of his holiday, Mr P. falls and breaks his leg above the knee. He is immediately taken to the nearest hospital, where he is given emergency medical treatment including an emergency operation. He is flown back to Austria by ambulance jet. The entire costs of Euro 125,000, consisting of hospital costs (Euro 63,100) and the costs in regard to the ambulance jet (Euro 61,900), are paid for by Europäische Reiseversicherung.
Due to the current political and military situation, the sanctions, airspace closures and deactivated payment facilities we currently do not offer insurance for travel to Ukraine, Russia or Belarus.
For any trip abroad please inform yourself also about the current country-specific security advices of the Ministry of Foreign Affairs: https://www.bmeia.gv.at/reise-services/laender/
If you unexpectedly fall ill during an insured trip, we reimburse the costs of inpatient treatment, even if the originally planned end of the trip has already passed, until we can transport you back to Austria.
The family tariff applies to up to 7 persons travelling together, not more than 2 of whom are adults (21th birthday before the date of the start of the trip).
These persons do not have to be related to each other. A joint residence is not required.
When the premium is being calculated the family tariff is automatically proposed if this is more favourable for you than the single tariff and you enter a maximum of 7 persons of whom not more than 2 are adults.
The most important insured reasons for cancellation are:
All insured reasons for cancellation can be found in the Product Information.
If an insured event occurs (e.g. a person falling sick), the following insured co-travellers can also cancel:
With CompleteCover you can choose between “Europe” and “worldwide” as the area of validity.
The “Europe according to insurance conditions“ area of validity includes Europe in the geographical sense, Russia, all the Mediterranean states and islands, Jordan, Madeira, the Azores and the Canary Islands, with the exception of Syria and Crimea.
These states are, precisely: Egypt; Albania; Algeria; Andorra; Belgium; Bosnia and Herzegovina; Bulgaria; Denmark including the Faroe Islands (not Greenland); Germany; Estonia; Finland; France (excluding the overseas territories); Greece; Great Britain and Northern Island including the Shetland Islands, the Orkney Islands, Gibraltar, the Channel Islands and the Isle of Man; Ireland; Iceland; Israel including the Gaza strip, West Jordan and the Golan Heights; Italy; Jordan; Kosovo; Croatia; Latvia; Lebanon; Libya; Liechtenstein; Lithuania; Luxemburg; Macedonia; Malta; Morocco (not the western Sahara occupied by Morocco); Moldavia; Monaco; Montenegro; the Netherlands; Norway including Spitzbergen; Bear Island and Jan Mayen Island; Austria; Poland; Portugal including Madeira and the Azores; Romania; Russia; San Marino; Sweden; Switzerland; Serbia; Slovakia; Slovenia; Spain including the Canary Islands, the Balearic Islands, Ceuta and Melilla; the Czech Republic; Tunisia; Turkey; Ukraine; Hungary; the Vatican State; Byelorussia; Cyprus.
The “Worldwide according to insurance conditions” area of validity includes all countries of the earth, with the exception of North Korea, Syria, Venezuela, Crimea and Iran.
Provided you have not started your trip, you can take out a CompleteCover policy. If you take out cover via the Internet site, your insurance policy and the complete Information will be displayed for download immediately by way of confirmation. You will also receive your policy by email within the following few minutes. Insurance policies with trip cancellation benefits must be taken out within 3 days of booking the trip at the latest. If the insurance is taken out after this date, trip cancellation insurance cover is only provided for events that occur from the 10th day after the insurance is taken out (excluding accident, death or Act of God). Please note the special provision on "Pregnancy" as the reason for cancellation, under Section 11 subsection 2.1.5. of Insurance Conditions.
For example: if you book your summer holiday in January and take out travel insurance on 1 March, the cover in respect of cancellation does not start until 11 March.
If you take out CompleteCover via our Internet site, your insurance policy and the complete information will be displayed for download immediately by way of confirmation. You will also receive your policy by email within the following few minutes.
CompleteCover can also be taken out for business trips. Please note however that CompleteCover does not provide any cover for business luggage and manual activities that have to be carried out during the trip for professional reasons.
If you are looking for a product that offers cover in this situation also, we recommend our annual product Annual-CompleteCover extended with the additional package "Business luggage & manual activity".
please fill in your policy data, it will be transferred together with your GPS-located address in case of emergency
The shortest connection to our emergency center, works even offline without internet access
Reisedoc, 24/7 connection to Austrian medical advice abroad
Simple and quick claims notification