Here you will find the legally standardized Insurance Product Information Document (IPID) as stand alone document as well as the Complete information document (including the IPID, coverage description with terms and conditions and information regarding data usage, right of withdrawal and complaints procedure).
Mr M travels to China as an employee of a staff recruitment agency. Suddenly he suffers an epileptic fit, and is immediately taken to hospital, where the necessary medical procedures are carried out. He has to stay in hospital for observation for 3 days. Europäische Reiseversicherung pays the costs of treatment, the costs of return transport with accompanying doctor, and the costs of the local ground ambulance, a total of 23,326 Euros.
572 Euros is reimbursed by the social insurance.
The insurance period is one year. Unless notice of termination is given by one of the contracting partners not later than one month before the expiry of the insurance agreement, the agreement is renewed for a further year.
If you unexpectedly become ill during an insured business trip, we reimburse the treatment costs (even if the originally planned end of your trip is already past) until such time as we can transport you back to Austria, for a maximum of 90 days following the occurrence of the insured event.
If you apply for Annual Business Travel-Cover Standard via our Internet site, a confirmation of your application will be displayed immediately. You will also receive this confirmation by email within the following few minutes. Following positive processing of your application, in the next few days you will receive by post your insurance policy with scope of benefits, conditions of insurance and emergency card.
The insurance cover applies worldwide. The insurance covers max. the first 42 days of each business trip.
A business trip is deemed to be:
Leisure activities undertaken during the business trip are included in the cover. Work-free days which are appended directly before or during or after the business trip at the same place are deemed to be a co-insured part of the business trip, provided the costs in respect of the extended stay and the premature/delayed arrival/departure are entirely paid by the policyholder.
Work journeys by vehicle or on foot at the place of residence, the place where the normal workplace is situated, and between these places or in the context of field service activity are not deemed to be business trips.
The insurance cover begins with the leaving of the town of residence or of the place where the normal workplace is situated, and ends with the return to such place, the prior expiry of the insurance or when the maximum insured duration of travel has been attained.
Depending on the tariff the following persons can be insured:
* Companies with more than 60 employees or 750 travel days per year can be insured within Corporate Travel Insurance (CTI) of Europäische Reiseversicherung.
It is a precondition for cover that the company (a natural person or a legal entity) has the registered office in Austria.
please fill in your policy data, it will be transferred together with your GPS-located address in case of emergency
The shortest connection to our emergency center, works even offline without internet access
Reisedoc, 24/7 connection to Austrian medical advice abroad
Simple and quick claims notification