Multi Travel Insurance Policies

You can travel spontaneously and do not have to think about taking out travel insurance every time. With a single booking you get all trips within a year insured, the first 42 or 84 days (optional) of each trip are then insured. There is no difference whether you are traveling by car, motorcycle, bus, train, plane or ship. Day trips are also insured, you only have to leave the community of residence. Our annual travel insurance is offered without a deductible in the event of a claim. These are just some of the reasons that speak for an annual travel insurance.

The insured sums listed in the coverage description apply to each trip and limit the insurer's benefits for all insured events.

Yes, the insurance cover is active when the insured person is traveling outside their municipality of residence.

If you apply for  a multi Travel Insurance online, a confirmation of your application will be displayed immediately. You will also receive this confirmation by email within the following few minutes. Following positive processing of your application, in the next few days you will receive by post your insurance policy with scope of benefits, conditions of insurance and emergency card.

The insurance cover applies worldwide, with the exception of North Korea, Syria, Venezuela, Crimea and Iran. The insurance covers the first 42 days of each holiday and business trip. Upon completion of the additional package „Duration of trip“ the insurance covers the first 84 days of each holiday and business trip. Insurance coverage begins when you leave your main residence, a second residence or your regular place of work and ends when you return to one of the named locations or when the insurance has expired beforehand. Travel between the aforementioned locations is not covered by the insurance. field work activity is not considered a trip and is therefore not covered by the insurance.

If you unexpectedly become ill during an insured trip, we reimburse the treatment costs (even if the originally planned end of your trip is already past) until such time as we can transport you back to Austria, for a maximum of 90 days following the occurrence of the insured event.

The insurance period is one year. Unless notice of termination is given by one of the contracting partners not later than one month before the expiry of the insurance agreement, the agreement is renewed for a further year.

It is a precondition for cover that the insured person has their normal place of residence in Austria or South Tyrol. The insured persons can be travelling separately or to different destinations at the same time.

Yes, insurance also applies for business trips. If you are looking for cover for business luggage and the exercise of a professional manual activity, we recommend the additional package "Business luggage & manual activity".

Please contact our Service Center on +43 1 317 25 00, email: info@europaeische.at