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Private travel

Travel insurance with medical treatment abroad & more for all trips

Annual-TravelCover

Important Information and Insurance Conditions

All information on this insurance product, such as Insurance Product Information document, Coverage description with insured benefits and premiums, Terms and Conditions as well as withdrawal rights, complaints procedure and data processing can be found by clicking Product information.

➤ Product information

Overview of benefits

  • travel cover (e.g. medical services abroad, return transport, luggage)
  • for the first 42 days of each trip
  • Sums insured apply per trip
  • business and private trips
  • worldwide cover
  • no age limit, no excess
  • new value cover in the event of loss of or damage to luggage

What Europäische covers

Manfred A books a trip to Spain and takes out an Annual TravelCover policy from Europäische Reiseversicherung. While swimming, he gashes his left leg on a rock. He receives medical treatment in hospital and after a few days is transported back to Austria. The total costs in the amount of 12,415 Euros are paid by Europäische Reiseversicherung.
1,902 Euros is paid by social insurance.

Calculate premium & purchase online

Frequently asked questions

What is the definition for insured sum?

The insured sums listed in the coverage description apply to each trip and limit the insurer's benefits for all insured events.

Is a day trip covered by annual travel insurance?

Yes, the insurance cover is active when the insured person is traveling outside their municipality of residence.

What are the options to extend insurance cover?

You have the option to extend the benefits of the Annual-Travel-Cover Standard individually with the following additional packages:

  • "Business luggage & manual activity"
    Additional insurance cover applies to Business luggage (Luggage) and for the exercise of a professional manual activity (Medical Services abroad and transport home).
  • "Duration of trip"
    The maximum insured duration per trip is extended from 42 days to 84 days.

What confirmation do I receive if I take out insurance online?

If you apply for  a multi Travel Insurance online, a confirmation of your application will be displayed immediately. You will also receive this confirmation by email within the following few minutes. Following positive processing of your application, in the next few days you will receive by post your insurance policy with scope of benefits, conditions of insurance and emergency card.

Where and when does the insurance cover apply?

The insurance cover applies worldwide, with the exception of North Korea, Syria, Venezuela, Crimea and Iran. The insurance covers the first 42 days of each holiday and business trip. Upon completion of the additional package „Duration of trip“ the insurance covers the first 84 days of each holiday and business trip. Insurance coverage begins when you leave your main residence, a second residence or your regular place of work and ends when you return to one of the named locations or when the insurance has expired beforehand. Travel between the aforementioned locations is not covered by the insurance. field work activity is not considered a trip and is therefore not covered by the insurance.

What are the options to extend insurance cover?

You have the option to extend the benefits of the Annual-Travel+Cover individually with the following additional packages:

  • "Business luggage & manual activity"
    Additional insurance cover applies to Business luggage (Luggage) and for the exercise of a professional manual activity (Medical Services abroad and transport home).
  • "Duration of trip"
    The maximum insured duration per trip is extended from 42 days to 84 days.

My stay in hospital abroad lasts longer than the originally planned trip – how long does my insurance cover apply?

If you unexpectedly fall ill during an insured trip, we reimburse the costs of inpatient treatment, even if the originally planned end of the trip has already passed, until we can transport you back to Austria.

How long does the insurance cover apply?

The insurance period is one year. Unless notice of termination is given by one of the contracting partners not later than one month before the expiry of the insurance agreement, the agreement is renewed for a further year.

Who can be insured?

It is a precondition for cover that the insured person has their normal place of residence in Austria or South Tyrol. The insured persons can be travelling separately or to different destinations at the same time.

Does the insurance also apply in respect of business trips?

Yes, insurance also applies for business trips. If you are looking for cover for business luggage and the exercise of a professional manual activity, we recommend the additional package "Business luggage & manual activity".

Who can I contact if I have further questions about annual travel insurance?

Please contact our Service Center on +43 1 317 25 00, email: info@europaeische.at

Can I take out travel insurance to Ukraine, Russia or Belarus?

Due to the current political and military situation, the sanctions, airspace closures and deactivated payment facilities we currently do not offer insurance for travel to Ukraine, Russia or Belarus.
For any trip abroad please inform yourself also about the current country-specific security advices of the Ministry of Foreign Affairs: https://www.bmeia.gv.at/reise-services/laender/
Status 11.03.2022

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What to do in case of emergency

Don't worry, we've made it as simple as possible. Make your claim online - fast and without bureaucracy.

24/7 EMERGENCY CALL: +43 1 50 444 00

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MEINE URLAUBERIA-App

please fill in your policy data, it will be transferred together with your GPS-located address in case of emergency

The shortest connection to our emergency center, works even offline without internet access

Reisedoc, 24/7 connection to Austrian medical advice abroad

Simple and quick claims notification