Get insured on all your trips within a year

You don't have to think about travel insurance every time and you can still travel as often as you like. From day trips to world trips, everything is included. There are also 'wallet-friendly' family rates and these are also available for couples.

Overview of benefits

FAQ regarding Multi Travel Insurances

What advantages and benefits are there with Multi Travel insurances?

You can travel spontaneously and do not have to think about taking out travel insurance every time. With a single booking you get all trips within a year insured, the first 42 or 84 days (optional) of each trip are then insured. There is no difference whether you are traveling by car, motorcycle, bus, train, plane or ship. Day trips are also insured, you only have to leave the community of residence. Our annual travel insurance is offered without a deductible in the event of a claim. These are just some of the reasons that speak for an annual travel insurance.

What is the definition for insured sum?

The insured sums listed in the coverage description apply to each trip and limit the insurer's benefits for all insured events.

Is a day trip covered by annual travel insurance?

Yes, the insurance cover is active when the insured person is traveling outside their municipality of residence.

Do you have a question about an existing travel insurance?

Please contact our Service Center by email or by calling +43 1 317 25 00

What confirmation do I receive if I take out insurance online?

If you apply for  a multi Travel Insurance online, a confirmation of your application will be displayed immediately. You will also receive this confirmation by email within the following few minutes. Following positive processing of your application, in the next few days you will receive by post your insurance policy with scope of benefits, conditions of insurance and emergency card.

Where and when does the insurance cover apply?

The insurance cover applies worldwide, with the exception of North Korea, Syria, Venezuela, Crimea and Iran. The insurance covers the first 42 days of each holiday and business trip. Upon completion of the additional package „Duration of trip“ the insurance covers the first 84 days of each holiday and business trip. Insurance coverage begins when you leave your main residence, a second residence or your regular place of work and ends when you return to one of the named locations or when the insurance has expired beforehand. Travel between the aforementioned locations is not covered by the insurance. field work activity is not considered a trip and is therefore not covered by the insurance.

My stay in hospital abroad lasts longer than the originally planned trip – how long does my insurance cover apply?

If you unexpectedly fall ill during an insured trip, we reimburse the costs of inpatient treatment, even if the originally planned end of the trip has already passed, until we can transport you back to Austria.

How long does the insurance cover apply?

The insurance period is one year. Unless notice of termination is given by one of the contracting partners not later than one month before the expiry of the insurance agreement, the agreement is renewed for a further year.

Who can be insured?

It is a precondition for cover that the insured person has their normal place of residence in Austria or South Tyrol. The insured persons can be travelling separately or to different destinations at the same time.

Does the insurance also apply in respect of business trips?

Yes, insurance also applies for business trips. If you are looking for cover for business luggage and the exercise of a professional manual activity, we recommend the additional package "Business luggage & manual activity".

Who can I contact if I have further questions about annual travel insurance?

Please contact our Service Center on +43 1 317 25 00, email:

Can I take out travel insurance to Ukraine, Russia or Belarus?

Due to the current political and military situation, the sanctions, airspace closures and deactivated payment facilities we currently do not offer insurance for travel to Ukraine, Russia or Belarus.
For any trip abroad please inform yourself also about the current country-specific security advices of the Ministry of Foreign Affairs:
Status 11.03.2022


Cancellation insurance for all trips during one year as well as travel insurance with medical services abroad and home transport, cover for new values ​​in the event of loss or damage to luggage, search and rescue, personal liability insurance for all trips during one year.

➤ learn more


Travel insurance with medical services abroad including home transport, cover for new value in the event of loss or damage to luggage, search and rescue as well as personal liability insurance for all trips during one year.

➤ learn more


What to do in case of emergency

Don't worry, we've made it as simple as possible. Make your claim online - fast and without bureaucracy.

24/7 EMERGENCY CALL: +43 1 50 444 00



please fill in your policy data, it will be transferred together with your GPS-located address in case of emergency

The shortest connection to our emergency center, works even offline without internet access

Reisedoc, 24/7 connection to Austrian medical advice abroad

Simple and quick claims notification