Some credit cards offer included travel insurance. However, please note that this insurance coverage is usually subject to conditions, such as paying for the trip with that card. The most important questions you should clarify with your credit card provider:
- What services are covered?
- What conditions are attached to the insurance coverage?
- Is international travel health insurance included with my card?
- Within what timeframe before the claim must I have used the card for payments?
- Does my credit card also offer insurance coverage in case of trip cancellation?
- If so, for which types of trips is cancellation coverage included?
- What spending limits do I have to meet to be insured in case of cancellation?
- Is trip interruption also covered?
- What are the coverage limits for the respective services?
- What deductibles do I have to pay?
- Who are the various insurance benefits valid for? Only for me as the cardholder, or also for my family members? Only for me as the cardholder, or also for my family members? Only for me as the cardholder, or also for my family members?