Travel personal liability

You can make your claim online including document upload and by email or post.

To make a claim online please follow  Start your claim. 

You are very welcome to initiate the claims process by telephone, but we must ask that you follow up by submitting the claim in writing.

Please send your correspondence to schaden@europaeische.at.

As it is in both of our interests, we ask that you make any claims as soon as possible, although you do, in principle, have 3 years from the date of the incident to make the claim or to provide additional documentation.

Whether other people who are covered by the policy can cancel depends on the product you have chosen. You will find details relating to this in your insurance terms. Alternatively, please contact our contract management team by phone for advice +43 1 317 25 00.

The claim forms can be found at Downloads.

Each and every claim has to be proven. You will e.g. have to provide a doctor’s note if you are forced to cancel due to illness, a police report in the event of theft, or the corresponding invoice for medical expenses incurred while at your holiday destination.  You will find all the relevant information under the menu item ‘Trip Cancellation’.

If you see a doctor, please pay the costs yourself up front. Find out about the procedure under the menu item ‘Service’ and ‘Outpatient treatment’. If you are admitted to hospital as an inpatient, please contact our 24-HOUR EMERGENCY SERVICE at: +43 1 50 444 00.

If the cancellation is covered, we will generally pay the cancellation fees, i.e. the costs incurred at the time at which you are declared unfit to travel. Should you incur higher cancellation fees by waiting, we will not cover the difference. If you are unsure, please use our ‘Cancellation Check’ service. 

Please contact the parties you made your booking with (e. g. travel agency, hotel).